Car Insurance and Driving Records in Virginia

Did you know…bad driving records in Virginia can impact your car insurance? The impacts of traffic convictions in Virginia are much more than just a fine. Not only could the cost of your car insurance premiums go up, but you could potentially lose your insurance altogether, depending on the severity of the conviction and other factors. For information on car insurance and driving records in Virginia, read the post below.

Car Insurance and Driving Records in Virginia

Many aspects of a person’s life can be impacted by a bad driving record, and car insurance is the first one that comes to most drivers’ minds.

Insurance is all about risk. Insurance companies view people with bad driving records as a high risk to insure because they engage in risky and dangerous behavior.

DUIs, Reckless Driving, Speeding, and other traffic convictions in Virginia can all impact car insurance.

In addition to the type of conviction, the number of convictions on an individual’s driving record can impact car insurance coverage, as well as the frequency of convictions, the severity of the conviction, and the number of demerit points the driver has on his or her record.

How Will My Driving Record Affect My Car Insurance?

Car insurance companies look at many factors when determining whether to insure an individual. Additionally, insurance companies periodically review their insured’s driving records. There is no one factor that companies use to deny or increase coverage. They look at the person’s overall record, including age, number of years the person has been driving, how long that person has been insured with the company, the length of time between traffic convictions on the person’s record, the amount of miles the person drives in a year, and many other factors.

Despite this, drivers can be pretty confident that bad driving records in Virginia almost always result in increased car insurance premiums. In some circumstances, a driver can completely lose his or her car insurance if his or record is bad enough or the person is convicted of certain offenses. For example, after a DUI conviction and some other convictions, drivers will need to file an SR22 with the DMV to prove that they have the required car insurance coverage in Virginia.

For more information on DUI convictions in Virginia and SR22 filings, click here.

For more information on DUI convictions and car insurance in Virginia, click here.

For more general information DUI charges in Virginia, click here.

For more information on Reckless Driving charges and car insurance in Virginia, click here.

For more general information on Reckless Driving charges in Virginia, click here.

For more information on Speeding convictions and car insurance in Virginia, click here.

For more general information on Speeding tickets in Virginia, click here.

For more information on Traffic Tickets in Virginia, click here.

For more information on Traffic Charges in Virginia, click here.

 

For more general information on how Speeding convictions in Virginia result in much more than just a fine, check out our book, More Than A Fine: The True Cost of Speeding in Virginia, available on Amazon.

 

***DISCLAIMER: THE MATERIAL AND INFORMATION CONTAINED IN THIS POST, ON ANY PAGES ON THIS WEBSITE, AND ON ANY PAGES LINKED FROM THESE PAGES, ARE FOR GENERAL INFORMATION ONLY AND NOT LEGAL ADVICE. YOU SHOULD CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION BEFORE RELYING ON ANY OF THE INFORMATION CONTAINED ON THESE PAGES. SENDING EMAIL TO OR VIEWING INFORMATION FROM THIS WEBSITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP***