Speeding Tickets and Car Insurance in Virginia

Did you know…speeding tickets in Virginia can impact your car insurance? This is one of many examples of how speeding in Virginia results in more than a fine. Insurance companies look at all aspects of an individual, including that person’s driving behavior. This can impact coverage and, possibly, result in loss of your insurance completely. For information on speeding tickets and car insurance in Virginia, read the post below.

Speeding Tickets and Car Insurance in Virginia

Many aspects of a person’s life can be impacted by a bad driving record, and car insurance is at the top of the list.

Insurance is all about risk. Insurance companies view people with bad driving records as a high risk to insure because they engage in risky and dangerous behavior.

Speeding, Reckless Driving, DUIs, and other traffic convictions in Virginia can all impact car insurance.

In addition to the type of conviction, the number of convictions on an individual’s driving record can impact car insurance coverage, as well as the frequency of convictions, the severity of the conviction, and the number of demerit points the driver has on his or her record.

How Will Speeding Tickets in Virginia Affect My Life Insurance?

Car insurance companies look at many factors when determining whether to insure an individual. Additionally, insurance companies periodically review their insured’s driving records. There is no one factor that companies use to deny or increase coverage. They look at the person’s overall record, including age, number of years the person has been driving, how long that person has been insured with the company, the length of time between traffic convictions on the person’s record, the amount of miles the person drives in a year, and many other factors.

Despite this, drivers can be pretty confident that speeding tickets in Virginia almost always impact car insurance. Speeding tickets, whether by themselves or in combination with other convictions on a person’s driving record, can result in increased premiums, reduced coverage, or potentially complete denial or loss of insurance.

For more general information on Speeding charges in Virginia, click here.

For more information on Reckless Driving charges in Virginia, click here.

For more information DUI charges in Virginia, click here.

For more information on Traffic Tickets in Virginia, click here.

For more information on Traffic Charges in Virginia, click here.

 

For more information on how Speeding in Virginia can result in much more than just a fine, check out our book, More Than A Fine: The True Cost of Speeding in Virginia, available on Amazon.

 

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